Uber Problems: Are Passengers Insured For Car Accidents?

Matthew Ennis, Attorney

This week, the San Francisco Chronicle, Forbes, and Washington Post all reported on the confusion over insurance coverage over accidents involving popular app-based services such as UberX,Lyft and Sidecar. Insurance coverage has been a major issue for the ride sharing companies following a high profile accident in San Francisco where a small child was fatally injured by an Uberdriver. Similarly this month, a Lyft passenger was fatally injured outside of Sacramento, CA.

This week, the San Francisco Chronicle, Forbes, and Washington Post all reported on the confusion over insurance coverage over accidents involving popular app-based services such as UberX, Lyft and Sidecar. Insurance coverage has been a major issue for the ride sharing companies following a high profile accident in San Francisco where a small child was fatally injured by an Uber driver. Similarly this month, a Lyft passenger was fatally injured outside of Sacramento, CA. Questions have arisen as to what extent a car accident is covered by the driver's policy v. the ride-sharing service? Does a driver or ride-sharing service cover accidents when en route to a pickup? Will a passenger be covered for accidents where the ride-sharing driver is at fault? According to news reports, Uber has a $1 Million dollar policy, but an accident may not be covered until the driver is matched with a paying customer. This reported policy has drawn criticism following the San Francisco fatality where the Uber driver was not transporting a customer at the time of the collision. In a traditional auto-accident, the at fault driver will be responsible for damages through his or her insurance policy. If he or she does not have coverage or has inadequate coverage, the party not at fault's uninsured (UM) or underinsured (UIM) coverage usually will apply. Ensuring potential victims of auto accidents are covered when using app-based ride sharing programs is vital to the safety of the urban areas where these services operate. High profile accidents in San Francisco and Sacraments have brought insurance coverage for accident victims to the forefront

Questions have arisen as to what extent a car accident is covered by the driver’s policy v. the ride-sharing service? Does a driver or ride-sharing service cover accidents when en route to a pickup? Will a passenger be covered for accidents where the ride-sharing driver is at fault?

According to news…

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Co-Worker’s Text Messages Form the Basis of Human Rights Complaint: 
Employer Not Liable

Advocacy Around the World

Shortly after finding out she was pregnant, the Applicant exchanged text messages with a Friend who worked for the Employer restaurant about potential vacancies.   The Friend told the Applicant that the Employer was looking to hire a server.  The Applicant was interested in the position and met with the Friend to discuss it further.  The Friend was aware of the Applicant’s pregnancy; however, advised the Applicant not to mention her pregnancy to her supervisor until the Employer had a chance to see how the Applicant was performing in her new role.

Although the Employer was only advertising for three server positions, the Applicant was ultimately hired as one of five new servers.  Subsequent to her hiring, she worked a total of 15 hours for the Employer over the course of two weeks.  The Applicant then received a series of text messages from the Friend which stated that the owner…

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Landlord Kicking Returning Soldier Out Of Wife’s Apartment

If you need eviction advice, please call LeBaron and Jensen at (801) 436-1156.

CBS St. Louis

COLOMBIA, S.C. (CBS St. Louis) – A soldier back home for the holidays is being kicked out of his wife’s apartment because the landlord claims he has overstayed his welcome, reports WHNS-TV.

Sgt. William Bullock, who is stationed in Missouri, has been at his wife’s home in the town of Central, South Carolina, ever since she gave birth to their daughter about two weeks ago.

“I’m stationed in Missouri and we haven’t seen each other in six months. What’s the problem with me staying and visiting with my wife?” Bullock asked.

But the landlord, who would only give his name as “Chuck,” claimed Bullock’s name is not on the lease and he is not allowed to stay more than a week.

Bullock fears his wife Lily, a college student and new mother, could be evicted if the landlord follow through on his threats.

“He stated to me that he…

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Wet Seal could be latest teen apparel bankruptcy as losses mount

If you need bankruptcy advice, let us know

Fortune

It’s been a tough month for teen apparel retailers following recent bankruptcy filings by Deb Shops and Delia’s.

Those two chains could soon be joined by Wet Seal, another clothing store familiar to a generation of teen girls who frequented suburban shopping malls. The Foothill Ranch, Calif.-based Wet Seal said this week that it could also file for Chapter 11 bankruptcy protection if it cannot immediately address liquidity concerns made all the more apparent in the wake of yet another disappointing quarterly earnings report.

The company’s third-quarter losses more than doubled, to about $36 million or 43 cents a share, Wet Seal [fortune-stock symbol=”wtsl”] said on Wednesday. The company now has $19.1 million in cash and cash equivalents against $21.3 million in controvertible debt while its inventory declined by 26%, to $31.6 million, year-over-year.

In Wet Seal’s earnings release on Wednesday, the company reported that it has enlisted the help…

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