Some great advice from a fellow firm!
If you have made the decision to file for Bankruptcy, you can start making an effort to repair your credit and get back on track.
The financial decisions you make after you file will impact how fast your credit can improve.
- Check your credit. Within a few months of your finalization of bankruptcy, check to make sure your credit reports have discharged your debts and closed accounts are properly reported. You can request one free report per year from each of the three major credit-reporting agencies (Equifax, Experian and TransUnion).
- Start a budget. You need to get your spending on track and under control. Check out our article on setting up a budget. If money is tight you may want to get an extra part time job and use that paycheck to jump start an emergency savings fund for any unexpected financial hardships. Another smart move is an emergency…
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